Our Team

Stefan McMillan began working as a licensed mortgage agent in 2017. His journey of becoming a successful mortgage agent in the industry is not an overnight story. His father, Raymond McMillan, is a veteran mortgage professional with over 25 years’ experience in the industry. The office, which is nestled in the Meadowvale area of Mississ

Stefan McMillan began working as a licensed mortgage agent in 2017. His journey of becoming a successful mortgage agent in the industry is not an overnight story. His father, Raymond McMillan, is a veteran mortgage professional with over 25 years’ experience in the industry. The office, which is nestled in the Meadowvale area of Mississauga, is where an adolescent Stefan, who is naturally observant of his surroundings, soaked in the mortgage brokering environment during visits to his dad’s office.

Stefan McMillan has managed to move the family mortgage legacy to new heights with accolades including being awarded the Top Producing Broker awards every year since 2018, as well as the 2020 CMP Rising Star Recognition for Achievement. Stefan has an uncanny ability to analyse each client’s situation and to simplify a tailored solution so they may reach their individual mortgage need and financial goal.

During his time away from the office, Stefan enjoys cycling around his neighbourhood. He is also a connoisseur of exclusive collectible items and enjoys spending time with family and close friends.

Raymond and Stefan McMillan are a father‑and‑son team with more than 40 years of combined experience in mortgage brokering and real estate consulting. The McMillan Group was originally founded in 1994 by Raymond, who built a reputation for trusted guidance and deep industry expertise. In 2015, Stefan joined his father in the business, bri

Raymond and Stefan McMillan are a father‑and‑son team with more than 40 years of combined experience in mortgage brokering and real estate consulting. The McMillan Group was originally founded in 1994 by Raymond, who built a reputation for trusted guidance and deep industry expertise. In 2015, Stefan joined his father in the business, bringing fresh perspective and energy. Together, they have continued to expand the consultancy, strengthening their legacy of personalized, client‑focused mortgage solutions.

Raymond McMillan , Founder & Principal Consultant, The McMillan Group

In 1989, a young student at the University of Guyana submitted a thesis on low- and middle-income housing in Georgetown. Most people write a thesis and move on. Raymond McMillan spent the next three decades building a career around the question it asked.

After graduating 

Raymond McMillan , Founder & Principal Consultant, The McMillan Group

In 1989, a young student at the University of Guyana submitted a thesis on low- and middle-income housing in Georgetown. Most people write a thesis and move on. Raymond McMillan spent the next three decades building a career around the question it asked.

After graduating with a degree in Geography and Economics — with a focus on urban studies and demography — Raymond migrated to Canada and began building the expertise that would set him apart. His early career took him through Standard Life, then RBC, then CIBC, where he developed deep fluency in investment advising, personal lending, and mortgage underwriting. In 1999, he made his defining move: leaving institutional banking to go full-time into mortgage brokerage. Since then, he has funded hundreds of millions of dollars in residential mortgages, earning a reputation as one of the GTA's most trusted and top-producing mortgage professionals.

"What makes Raymond different isn't the volume of transactions. It's the lens through which he reads every one of them."
 

His academic grounding in how communities grow, where populations move, and what drives long-term property value means that when you sit across from Raymond McMillan, you are not talking to someone who processes mortgages. You are talking to someone who understands the anatomy of a neighbourhood, the economics of a migration pattern, and the strategic logic of a real estate market at its foundations. It is a perspective that has made him an unusually complete adviser for investors, homebuyers, and developers at every scale.

That same conviction led Raymond to the founding table of the Afro-Caribbean Business Network (ACBN) in 2017. As a co-founder and board member, he helped build a platform dedicated to bridging the economic gap for Black entrepreneurs across Canada — providing networking, mentorship, funding access, and business development resources to hundreds of entrepreneurs at every stage of growth.

And it led him back home. In Guyana — now one of the fastest-growing economies in the Western Hemisphere — Raymond co-founded PrimePath Mortgage & Financing Solutions, bringing the rigour and cross-border expertise built over decades in Canada to a market in full transformation. Today, he stands as one of the diaspora's most credible and knowledgeable advisers on real estate development, construction project management, and relocation — whether you are building from the ground up, investing from abroad, or returning home for good.

"From a student housing thesis in Georgetown to hundreds of millions in Canadian mortgages — Raymond McMillan has spent over thirty years doing the same thing: understanding how communities are built, and helping people find their place in them."
 

Whatever your project — The McMillan Group brings the credentials, the network, and the strategy. Because clarity creates opportunity.