In 1989, a University of Guyana student wrote a thesis on low-income housing in Georgetown. That student is now one of Canada’s most decorated mortgage professionals. Raymond McMillan — founder of The McMillan Group. Standard Life, RBC, CIBC — then top-producing mortgage broker, with hundreds of millions funded since 1999. His Geography and Economics degree gave him something rare: the foundation to understand how communities are built, not just financed. As a co-founder of the Afro-Caribbean Business Network, he helped build a platform that bridges the economic gap for Black entrepreneurs across Canada. And he built PrimePath Mortgage in Guyana — making him the diaspora’s most complete adviser for real estate development, project management, and relocation. The McMillan Group. Clarity creates opportunity.
I In an established market, a valuation starts with comparables: recent, arm's-length sales of similar nearby properties, adjusted for condition and timing. That depends on transaction data being recorded and accessible, and Guyana doesn't yet have that plumbing. There's no MLS-equivalent price history. Land sits under two parallel title regimes — the older Transport system, rooted in Roman-Dutch law with a three-month public notice period, and the newer, faster Certificate of Title (Torrens) system, which hasn't fully displaced it — and a meaningful share of land is still untitled, requiring buyers to establish ownership through years of documented possession rather than a clean deed.
At The McMillan Group, we are a team of mortgage, real estate, legal and financial professionals — with several decades of combined expertise guiding clients across Canada, the United States, and the Caribbean. Whether you are investing in your first piece of residential real estate, or multi-family properties, or building wealth through construction or land development — we guide you every step of the way with personalized solutions designed around your goals. We build you a strategy — and a relationship that lasts. The McMillan Group - where clarity creates opportunity. Subscribe to our website to stay informed
Multi-family real estate has become an increasingly attractive asset class for investors in recent years. Whether you are a seasoned property owner or just starting out, investing in multi-family properties offers a range of benefits that can help you build long-term wealth and financial security. Multi-family real estate offers a blend of income stability, growth potential, and risk mitigation, making it an appealing option for both new and experienced investors looking to build lasting wealth.
In this video, I’m breaking down what day‑to‑day life in an HOA really feels like—from the security and curb appeal to the community standards that keep everything clean, consistent, and well‑maintained. I also share the parts I personally enjoy most, including the sense of pride, the predictable environment, and the way it supports a calm, organized lifestyle.
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